GaryOsberg.com

Good morning from Collegeville,

I am now the proud holder of a “St. Cloud State University Driver Improvement Certificate”. This program is also marketed as the “55 Plus Improvement Program”. Had I signed up for this class when I was first eligible, I would have saved 10% per year on my auto insurance for the last 15 years. An estimated $900 of un-realized savings. Dumb! It is an eight hour course, but well worth the investment in time and enrollment fee.

I learned that if you are driving in a 55 mph or 60 mph zone, and you want to pass a slower driver, you are allowed to speed up to 65 or 70. This would not apply to any other posted speeds, only 55 and 60. I also learned that it is against the law to pass on the right except where there is a clearly marked lane for that purpose. I am not sure what the fine is, but the instructor made it sound like no small matter. There is no test to take at the end of the two evening course, so you have no excuse.

The show this week is a live broadcast from the Music Hall at Fair Park in Dallas, Texas. Special guests include conjunto kings Los Texmaniacs, country trio The Carper Family and singer Aoife O’Donovan. A special group, The Moonlighters, (Rich Dworsky, Richard Kriehn, Dean Magraw and Gary Raynor) will entertain, plus The News From Lake Wobegon. Enjoy the show.

“If you do not sow, you do not reap; no investment, no dividend. It’s as simple as that.” Alfred Armand Montapert